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As my mother approach retirement age, she was riddled with anxiety over the fact that she hadn’t saved for her golden years.My father had always been (and continues to be, even in his 70’s) a workaholic — my siblings, his grandkids and I have always wished he’d figured out a way to work less and spend more time with us instead.Schmelzer came up with the idea just for fun and credits her husband with seeing the sparkly designs' potential.Money was a constant source of tension and stress when I was growing up.
Just before interest rates started to fall, he invested part of the money in an immediate annuity and earned a bigger payout than if he had chosen the company's pension annuity.
His number one piece of advice that made all the difference is this: "If you wait to save out of what's left over from your salary, it's not going to happen.
Pay yourself first" [source: Million Dollar Ideas].
As far as balancing family and business, he told MSN Autos, “You know, I think as busy as I am I always make time for my kids. I sold my first company, made a lot of money and stayed home for three years. The idea of being retired was wonderful for one year, but after three, I was just too young to stay retired,” he told Business New Daily.
The former lovebirds met when he went for an eye appointment, and according to National Post, it was love at first sight.
My parents were intelligent, well-educated and hard-working, yet they lived paycheck to paycheck.